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Agent · Backlog

Bank Statement Cash Flow Analysis Agent

Converts borrower bank statements into normalized transaction data and derives cash-flow underwriting metrics while detecting tampered or fabricated statements.

Not yet specifiedAutonomousComplexity: Medium
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.

What it does

  • Parse PDF/scanned statements and open-banking feeds
  • Compute monthly deposits, withdrawals, average daily balance, NSF/overdraft counts and seasonality
  • Identify recurring debt payments and existing lender/MCA debits
  • Flag document tampering and formatting anomalies
  • Produce a cash-based P&L and lender-ready summary

Systems and data it works with

  • Ocrolus
  • Heron Data
  • Arya.ai Cred AI
  • Plaid
  • LOS/decision engine
  • Marketplace lender portals (Lendio)