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Agent · Backlog

CRE Rent Roll & Operating Statement Agent

Abstracts rent rolls and property operating statements for commercial real estate loans into a uniform dataset, normalizes NOI, and sizes the loan on DSCR, debt yield and LTV under stress scenarios.

Not yet specifiedAssistiveComplexity: High
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.

What it does

  • Convert scanned/Excel rent rolls into unit-level data (ignoring subtotal rows)
  • Compute occupancy, WALT, tenant concentration and rollover schedule
  • Normalize T-12 operating statements to underwritten NOI with vacancy, management fee and replacement reserves
  • Size the loan on DSCR/debt-yield/LTV constraints
  • Re-run under rate, occupancy and cap-rate scenarios

Systems and data it works with

  • CRE underwriting platforms (SmartCapital, CarbonAI)
  • NCino CRE module
  • CoStar/Reis market data
  • Appraisal management system
  • Excel sizing models