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Agent · Backlog

Asset & Employment Verification Agent

Orders and reconciles consumer-permissioned asset, income and employment verifications (single 12-month report), analyzes cash flow and rent payment history, and surfaces anomalies such as undisclosed liabilities.

Not yet specifiedSemi-autonomousComplexity: Medium
This agent is in the backlog. Registered interest decides which agents are specified and prototyped next.

What it does

  • Obtain borrower consent and order VOA/VOI/VOE reports
  • Reconcile deposits to stated income and assets
  • Detect large deposits, NSFs, undisclosed debts
  • Identify positive rent history and cash-flow eligibility
  • Submit validation data to AUS

Systems and data it works with

  • Fannie Mae DU validation service
  • Freddie Mac AIM
  • Verification providers (Argyle, Truv, CoreLogic, Plaid-type aggregators)
  • LOS